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Account Funding Transaction (AFT)

Account Funding Transaction (AFT) is a transaction mainly used to pull funds from the sender to reimburse credits or to initiate P2P (person-to-person) fund transfers.

Overpay considers and processes an AFT as a payment transaction. Thus, an AFT request and a returned response are similar to those of a payment transaction. An AFT can be reversed.


Please note that a specific gateway and merchant account setup might be required. Contact your Account Manager.