UPI

PF Integration Option

This integration option supports the payment transaction:

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Payment

Payment flow

1. Customer selects UPI as a payment method on the merchant's website and submits their VPA (Virtual Payment Address).
2. Merchant sends the payment request to Overpay.
3. Overpay returns the payment status to the merchant: pending or failed.
4. Customer receives a payment confirmation request in their UPI application.
5. Customer confirms the payment in their UPI application.
6. Overpay sends a webhook notification with successful, failed or pending status.

Request

Send a payment request with the following additional parameters:

Parameter	Type	Description
method	object	A section of the payment method.
type * required	string	upi
account * required	string	VPA/UPI ID of the customer.
customer * required	object	A section of information about the customer.
first_name * required	string	The customer's first name.
last_name * required	string	The customer's last name.
state * required	string (2)	The customer's billing state. Set as the 2 last symbols of the code in the ISO 3166-2 format.
city * required	string (100)	The customer's billing city.
zip * required	string	The post code of the customer's billing address.
address * required	string (100)	The customer's address.
phone * required	string (14)	The customer's phone number.
email * required	string	The customer's email address.

Request example

{
    "request": {
        "amount": 10042,
        "currency": "INR",
        "description": "description",
        "test": false,
            "customer": {
            "first_name": "John",
            "last_name": "Doe",
            "state": "KA",
            "city": "Bangalore",
            "zip": "560002",
            "address": "1st Street",
            "phone": "17777777777",
            "email": "[email protected]"
        },
        "method": {
            "type": "upi",
            "account": "1234"
        }
    }
}

Response

The upi response section will have the same parameters as in the request.