SEPA

This alternative payment method supports the following operations:

---

Payment

Request

Send a payment request with the following parameters into the method section:

Parameter	Type	Description
type * required	string	sepa
bank_transfer * required	object
applicant_party_id * required	string	Applicant party ID in the system (who is using account). One of the representatives of the customer.
end_to_end_id	string	End to end identification (appears in the statement)
payer * required	object
account_number * required	string	Payer account number (IBAN)
fees	object
account_number	string	Who will pay a fee.
beneficiary * required	object
account_number * required	string	Beneficiary account number.
name * required	string	Beneficiary name.
unstructured_remittance_information * conditionally required	string	Unstructured payment details (don't pass structured_remittance_information)
structured_remittance_information conditionally required	object	Structured payment details (don't pass unstructured_remittance_info)
code	string	Document type.
send_payer_address	boolean	Indication if payer’s address has to be sent
instant_payment	boolean	Instant payment sign.

In some cases you would like to send additional data. You can place the data into the additional_data section.

Response

The sepa section from a response will have the same parameters that are sent in your request

---

Balance query

Request

Send a GET request to https://api.overpay.io/bank_transfer/balance/{account_number}, where {account_number} stands for your account number, for example LT9535***594 (case-sensitive).

Example of the balance response

{
    "availableFunds": {
        "EUR": 299902.81
    },
    "balances": {
        "EUR": 299963.53
    },
    "reservations": {
        "EUR": 60.72
    },
    "holds": {},
    "fundBlocksList": [],
    "blocked": false,
    "blockedForCredit": false,
    "blockedForDebit": false
}

---

Statement query

Request

Send a POST request to https://api.overpay.io/bank_transfer/statements with the following parameters:

Parameter	Type	Description
account_number* required	string	Account number.
currency* required	string	Account currency
date_from	string	Start date in the YYYY-MM-DD format.
date_till	string	End date in the YYYY-MM-DD format.
entry_type	string	CREDIT/DEBIT
operation_type	string	Operation type.
limit	integer	Records amount
skip	integer	Skipped records amount

Example of the statement response

{
  "entries": [
    {
      "accountCurrency": "EUR",
      "paymentId": "01446481",
      "type": "DEBIT",
      "operationType": "OUTGOING_PAYMENT.FEE",
      "date": "2021-07-13T18:24:55.000",
      "amount": "0.12",
      "runningBalance": "299963.53"
    },
    {
      "accountCurrency": "EUR",
      "paymentId": "01446481",
      "type": "DEBIT",
      "operationType": "OUTGOING_PAYMENT.TRANSFER",
      "date": "2021-07-13T18:24:55.000",
      "amount": "10",
      "runningBalance": "299963.65",
      "otherAccountHolderName": "beneficiaryname",
      "otherAccountNumber": "LT884010051003656294",
      "details": "test"
    },
    {
      "accountCurrency": "EUR",
      "paymentId": "01446196",
      "type": "DEBIT",
      "operationType": "OUTGOING_PAYMENT.FEE",
      "date": "2021-07-05T10:19:07.000",
      "amount": "0.12",
      "runningBalance": "299973.65"
    },
    {
      "accountCurrency": "EUR",
      "paymentId": "01446196",
      "type": "DEBIT",
      "operationType": "OUTGOING_PAYMENT.TRANSFER",
      "date": "2021-07-05T10:19:06.000",
      "amount": "10",
      "runningBalance": "299973.77",
      "otherAccountHolderName": "beneficiaryname",
      "otherAccountNumber": "LT487300010001460206",
      "details": "test"
    },
    {
      "accountCurrency": "EUR",
      "paymentId": "01446080",
      "type": "DEBIT",
      "operationType": "CURRENT_ACCOUNT_SERVICE_CHARGE.FEE",
      "date": "2021-07-01T23:30:37.000",
      "amount": "1.11",
      "runningBalance": "299983.77"
    },
    {
      "accountCurrency": "EUR",
      "paymentId": "01445019",
      "type": "DEBIT",
      "operationType": "OUTGOING_PAYMENT.FEE",
      "date": "2021-06-28T11:32:17.000",
      "amount": "0.12",
      "runningBalance": "299984.88"
    },
    {
      "accountCurrency": "EUR",
      "paymentId": "01445019",
      "type": "DEBIT",
      "operationType": "OUTGOING_PAYMENT.TRANSFER",
      "date": "2021-06-28T11:32:17.000",
      "amount": "10",
      "runningBalance": "299985",
      "otherAccountHolderName": "beneficiaryname",
      "otherAccountNumber": "LT487300010001460206",
      "details": "test"
    },
    {
      "accountCurrency": "EUR",
      "paymentId": "01444851",
      "type": "DEBIT",
      "operationType": "CURRENT_ACCOUNT_DEBT_COVERAGE.DEBT_COVERAGE",
      "date": "2021-06-23T15:20:17.000",
      "amount": "5",
      "runningBalance": "299995"
    },
    {
      "accountCurrency": "EUR",
      "paymentId": "01444849",
      "type": "CREDIT",
      "operationType": "PMNT/CNTR/CAJT",
      "date": "2021-06-23T15:20:16.000",
      "amount": "300000",
      "runningBalance": "300000"
    }
  ]
}